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Return to Title IV Procedures

If a student officially withdraws from all classes or fails all of his/her classes (known as an unofficial withdrawal) prior to the 60% point of the semester, the student will be required by federal regulations to repay any unearned portion of his/her financial aid.  Each day a student attends class, he or she is earning a portion of their financial aid.  This overpayment is known as a Return to Title IV calculation (R2T4).  The amount of aid to be returned for official withdrawals may be calculated using the last date of attendance (LDA), if known, otherwise the date of withdrawal will be used.  The amount of aid to be returned for unofficial withdrawals may be calculated using the 50% point of the semester or the LDA, whichever comes later.  Last date of attendance refers to an academically-related activity as defined in the Federal Student Aid Handbook.  This is considered the last date an assignment was submitted in an online course.  The student will be notified in writing the amount owed to the college and/or Department of Education.  Failure to make payment will result in the student being reported to the Department of Education and/or a collection agency.  This action will also interrupt future financial aid awards.  The student will not be able to register for classes, receive transcripts, or grade reports.  To avoid an R2T4 overpayment, the student must attend beyond the 60% point of the semester.  The student is then considered to have earned all of his or her Title IV aid.  The 60% date is published on our Dates and Deadlines page.  If a student is only enrolled in short term classes, the 60% date may vary.  

In some instances, the Financial Aid Office is required to return state funds, such as NC Community College Grant (NCCCG) and NC Education Lottery Scholarship (NCELS), to the College Foundation of North Carolina, Inc. (CFI).  If the student ceases enrollment and has received one or both of these grants, the student could owe a portion of these funds back, in addition to their R2T4 outstanding balance.  

Any student withdrawing or anticipating a withdrawal should consult with the Financial Aid Office for information on any charges that are to be refunded or repaid.